01
Send with a Chat
Move money instantly worldwide with zero fees. As simple as sending a text with just a Mo Box handler.
THE WORLD'S MONEY APP
Send money
as easy as a message
Send and grow your money instantly with zero fees. No complex bank codes, just simple names. One app for your daily finance.
Great Ratings
Works Anywhere
0% Transfer Fees
Mo Wallet Daily Balance
Verified
Send Instant USDC
Earn Curated Yield
Built on 
Built on Digital Dollars
Money that keeps up
with you.
Mo blends instant messaging speed with everyday usability: simple names, instant top-ups, and real yield in a single flow.
02
Cash Out Anytime
Seamlessly convert between USDC and your local currency via licensed fiat partners.
03
One-Click High Yield
Access curated yield opportunities once reserved for the few. Grow your digital dollars.
Simple by Design
How Mo works at speed
The money stack collapses into three moves: create, fund, and deploy. Built for people who move fast and globally.
01
Create Your Mo Box
Sign up instantly with your email. No seed phrases, no complexity. Your gateway to digital dollars.
02
Add Money Easily
Deposit from bank or exchange, or receive USDC instantly with just a Mo Box handler.
03
Money Your Way
Send money free, earn yield on your balance, or cash out anytime with flat 1% fees.
The World's Money App
Start sending money
the easy way.
Join thousands who've already discovered effortless global finance. Send, spend, and grow digital dollars with full control.
4.9 App Store
USDC Powered
Bank-Grade Security