Terms of Service

Last updated: September 09, 2025

Please read these Terms of Service (the “Terms”) and our Privacy Policy carefully because they govern your or the Company or entity on whose behalf you entered this Agreement or that is otherwise identified on the applicable order form (collectively, “you,” “Your”, or “User”) use of the website, the user interface, and other offerings located at mo.xyz (collectively, the “Site”) and corresponding application (“App”) offered by Mo Technologies Inc. (“Mo,” “we,” “our”). Note that by adding funds via Apple Pay or debit card, the user is using a third-party fiat-to-crypto on-ramp guest checkout service provided by Coinbase. By using that flow, the user agrees to the Coinbase Guest Checkout Terms of Service (https://www.coinbase.com/legal/guest-checkout/us) and Privacy Policy (https://www.coinbase.com/legal/privacy).

IMPORTANT NOTICE REGARDING ARBITRATION: BY ACCEPTING THESE TERMS YOU ARE AGREEING (WITH LIMITED EXCEPTION) TO RESOLVE ANY DISPUTE BETWEEN YOU AND MO THROUGH BINDING, INDIVIDUAL ARBITRATION RATHER THAN IN COURT. PLEASE REVIEW CAREFULLY SECTION 16 “DISPUTE RESOLUTION” BELOW FOR DETAILS REGARDING ARBITRATION.

IMPORTANT INFORMATION REGARDING YOUR USE OF THE SERVICES: THE BASE NETWORK IS AN OPEN-SOURCE DECENTRALIZED PROJECT WITHOUT A CONTROLLING ISSUER OR CENTRAL ADMINISTRATOR. ...

Agreement to Terms; Privacy Policy

Please read these Terms carefully before using the Services or functionality. By using or accessing the Services, functionality in any manner, or clicking a button or checkbox to accept or agree...

1. Definitions

  1. “Authorized Users” means employees, agents, consultants, contractors, or vendors authorized by Customer to use the Services.
  2. “Mo IP” means the Services, the underlying software provided in conjunction with the Services, algorithms, interfaces, technology...
  3. “Documentation” means the documentation relating to the Services if and as provided by Mo...
  4. “Intellectual Property Rights” means patent rights, inventions, copyrights...
  5. “Order Form” means a mutually executed order form or other mutually agreed upon ordering document...
  6. “Services” means the Site, the App, and our interface...

2. Changes to Terms or Services

We may modify these Terms from time to time. Material changes will be communicated in advance...

3. Who May Use the Services

BY USING THESE SERVICES, YOU REPRESENT THAT YOU ARE NOT A RESTRICTED PERSON...

  • You are at least 18 years old and capable of forming a binding contract;
  • It is your responsibility to ensure that your use of the Services is permitted in your jurisdiction;
  • You are not a resident, national, or agent of Cuba, Iran, North Korea, Syria, or restricted regions of Ukraine...
  • You are not a member of any sanctions list or equivalent established by the Cayman Islands, United States, etc.

4. Services

  1. General: The Mo application enables digital asset management and transactions via linked self-custodied wallets.
  2. Additional Services: Your access may be subject to additional terms agreed through the Site or Mo dashboard.

5. Feedback

You grant Mo a worldwide, perpetual, royalty-free, sublicensable license to use, copy, modify, and exploit any feedback you provide.

6. Fees

You may be charged fees for Services or functionality. Fees will be disclosed in advance, and Mo may take a share of yield earned through integrated protocols. Third-party providers may impose additional fees. You agree to pay all applicable fees.

7. General Prohibitions; Mo’s Enforcement Rights

You agree not to misuse the Services, including but not limited to:

  1. Creating unauthorized accounts or false identities.
  2. Engaging in hacking, DDoS, or unauthorized access.
  3. Using Mo trademarks or framing without consent.
  4. Offering unauthorized financial services via Mo.
  5. Tampering with non-public systems.
  6. Attempting to probe or breach security.
  7. Circumventing technological protections.
  8. Using bots, scrapers, or unauthorized tools.
  9. Reverse engineering the Services.
  10. Impersonating others or misrepresenting affiliation.
  11. Violating sanctions or engaging in money laundering.
  12. Wash trading or market manipulation.

Mo may investigate and take enforcement action, including removing content and cooperating with authorities.

8. App License

  1. License: Mo grants you a limited, non-transferable license to install and use the App for personal non-commercial use. Restrictions apply (no sublicensing, reverse engineering, or making functionality available to multiple users).
  2. Apple App Store: Apple provides no support obligations. Claims about the App are Mo’s responsibility. Apple is a third-party beneficiary of these Terms.

9. Third Party Functionality

The Services may integrate with or link to third-party dApps or services. Mo does not control, endorse, or guarantee third-party content or solvency. You assume all risks in using third-party services and must comply with their terms.

10. Termination

Mo may terminate your access immediately for violations or regulatory requirements. You may cancel by ceasing use. Upon termination, licenses cease, but provisions on Termination, Warranty Disclaimers, Indemnity, Limitation of Liability, Dispute Resolution, and General Terms survive.

11. Acknowledgment of Risks; Disclaimers; Release

You acknowledge the risks of blockchain and digital assets, including volatility, loss of value, regulatory actions, cryptography risks, misinformation, and irreversibility of transactions. Mo is not responsible for your trading decisions. You release Mo Parties from liability related to use of the Services.

12. Warranty Disclaimers

The Services are provided “as is” and “as available.” Mo disclaims warranties of merchantability, fitness, or non-infringement. Availability of the Base Network or other protocols is not guaranteed. Some jurisdictions may not allow these disclaimers.

13. Indemnity

You agree to indemnify and hold harmless Mo and its affiliates against claims, disputes, and expenses arising from your use of the Services, third-party services, or violations of these Terms.

14. Limitation of Liability

Mo and its providers are not liable for indirect or consequential damages, including lost profits or data. Total liability is capped at the greater of $100 or the amount you paid in the preceding six months. Nothing limits liability for fraud, intentional misconduct, or gross negligence.

15. Governing Law and Forum Choice

These Terms are governed by Cayman Islands law. Exclusive jurisdiction for disputes not subject to arbitration lies in Cayman Islands courts.

16. Dispute Resolution

  1. Mandatory Arbitration: Disputes are resolved by binding individual arbitration under Cayman Islands law.
  2. Exceptions: Small claims court or injunctive relief for IP rights.
  3. Arbitration Rules: Conducted by CI-MAC in English with one arbitrator.
  4. Costs: Fees governed by CI-MAC. Attorneys’ fees may be awarded if permitted by law.
  5. Relief: Arbitrator may only award individual relief; public injunctive relief must be litigated in civil court.
  6. Class Action Waiver: Claims must be brought individually.
  7. Severability: If any provision is invalid, the rest remains enforceable.

17. General Terms

  1. Reservation of Rights: Mo owns all intellectual property in the Services.
  2. Entire Agreement: These Terms supersede prior agreements.
  3. Assignment: You may not assign without consent; Mo may freely assign.
  4. Notices: Provided via posting or email.
  5. Waiver of Rights: Failure to enforce is not a waiver.

18. Contact Information

If you have any questions about these Terms or the Services, please contact us at legal@mo.xyz.