About Mo

Our Mission

Money should move as freely as information.

Just as the free flow of information is a basic human right, so should be the free flow of money.
Mo is on a mission to make that real - giving people everywhere the ability to save, send, and receive money instantly, without borders, delays, or hidden fees.

Power to the people, not the gatekeepers.

Our Belief

We're dreamers with our feet on the ground. Finance has rules - AML, BSA, KYC - and we work within them to deliver real value to everyday users.

But let's be honest - why should a humble $300 cross-border transfer - the global average remittance size - face the same bureaucratic gauntlet as a million-dollar wire?

That's neither fair nor efficient.

Our Focus

Mo is built for the billions of small transactions that actually power the global economy - the US$20 tips, US$50 remittances, and US$5 top-ups that connect families, freelancers, and creators across borders.

These everyday transfers are the lifeblood of progress, yet traditional finance devours them with average fees of 6.5%, siphoning nearly $60 billion globally each year.

With digital dollars, fair FX, and zero hidden fees, Mo is making global money movement as easy as sending a text and finally, as fair as it should be.

Our Promise

In the Global South, where remittances fuel dreams amid inflation and inequality, Mo means your $50 arrives whole, working harder for you and your family. In developed markets, it's your seamless upgrade to effortless yields beating bank scraps, crypto trades without the chaos.

This isn't about Wall Street.
It's about you - moving money, moving forward.

Money Moves on Mo.