Pay a person
Type their tag, scan their code, or open their pay link. The amount and any fee are shown before you confirm.
Send
Send money to a name, not an address.
Pay anyone with a Mo Box tag, a QR code, or a link. Sends between Mo accounts are free, and the person you are paying does not need Mo to be paid.
Both directions
Pay someone, or get paid.
Get paid
Claim a tag and share the page. Anyone can pay it, with or without Mo, and the money lands in your balance.
How a send works
From a name to money in the account.
- Pick who to pay
Enter a Mo Box tag, scan a QR code, or open a pay link someone shared with you.
- Choose the amount
Send USDC or any asset you hold. Mo shows what leaves your balance and what lands before you confirm.
- Confirm the payment
One confirmation, one screen. There is nothing to copy and nothing to paste.
- It arrives
The money arrives in seconds and appears in your activity, with a receipt you can reopen.
Questions about sending.
How money moves in and out of your Mo balance.
How do I add money to Mo?
Send crypto from any wallet or exchange on a supported network, with no identity check. Or transfer from your bank to the account details Mo gives you. That route needs identity verification, because the money passes through a bank.
How do I send money?
Choose who to pay with a Mo Box tag, a QR code, or a pay link. Enter the amount and confirm once. Before you confirm, you see what leaves your balance and what arrives.
Where is my wallet address?
On the receive screen, next to the QR code. It starts with 0x and is 42 characters long. Share it with anyone sending you crypto from outside Mo.
Which tokens and networks can I use?
USDC is the main one. You can also hold and send ETH, cbBTC, cbHYPE, SOL, Coinbase tokenized US stocks, and other stablecoins pegged to regular currencies. See the current list on the supported assets page.
Do I pay gas?
Not on Base, where direct sends and receives also have no Mo fee. Moving money to or from another network adds a third-party network cost, plus a 0.10% Mo fee for Free members (0% with Mo Plus). The quote shows every cost before you confirm.
Can I reverse or cancel a transaction?
No. Once a transaction confirms on the blockchain, it is final. Nobody can pull it back, including Mo. Read what to do if money went to the wrong place.
Good to know
Before you send.
Cost
Sending between Mo accounts is free. Mo does not charge to hold your balance either.
Speed
Money settles in seconds on Base. The transaction record is one tap deeper if you want it.
Identity
No identity check to send or receive. Verification applies only where money touches a bank.