How to Add Bank Account Details

Adding your bank account allows you to deposit or withdraw funds in your local currency through Mo. Follow the steps below and review the currency-specific requirements carefully to ensure a smooth experience.

Before You Begin

You will always need:

Account Owner Details These must match your verified KYC (Know Your Customer) or KYB (Know Your Business) details exactly. Accounts with mismatched information may be rejected.

Bank Account Details Prepare the following for your bank:

• Bank name
• Bank address
• Account number (or IBAN/CLABE/NUBAN, depending on country)
• Additional routing or identification codes as required for your currency

How to Add Your Bank Account

1. Go to the Add money or Withdraw section in your Mo app.
2. Select Add a bank account.
3. Enter your account owner and bank details as instructed.
4. Review and confirm.
5. Once verified, your account will be available for transactions.

Note: Some methods are available only for deposits or withdrawals. Processing times vary by payment network and region.

Specifics for Each Currency

United States Dollar (USD)

• ACH (Only available for withdrawals)

  Timeline: 1–3 business days

  Required: Account number and Routing number

• Domestic Wire

  Timeline: 1 business day

  Required: Account number and Routing number

• SWIFT (Deposits for individuals and businesses, Withdrawals only for businesses)

  Timeline: 5–7 business days

  Required: Account number and BIC/SWIFT code

United Arab Emirates Dirham (AED)

UAEFTS

Timeline: 1 business day

Required: IBAN number

Argentine Peso (ARS)

Transfers 3.0

Timeline: 1–2 business days

Required: Account number and Tax number (CUIT)

Australian Dollar (AUD)

BECS

Timeline: 1 business day

Required: Account number and BSB number

Bangladeshi Taka (BDT)

BEFTN

Timeline: 1 business day

Required: Account number and Bank code

Bolivian Boliviano (BOB)

RTGS

Timeline: 1 business day

Required: Account number

Brazilian Real (BRL)

TED / DOC / Pix

Timeline: <1 business day

Required: Account number, Bank code, Branch code, PIX code, and Tax number

Canadian Dollar (CAD)

Interac

Timeline: 1–2 business days

Required: Account number, Transit number, Institution number

Chilean Peso (CLP)

TEF

Timeline: 1 business day

Required: Account number

Colombian Peso (COP)

ACH

Timeline: 1 business day

Required: Account number and Tax number

Costa Rican Colón (CRC)

SINPE

Timeline: <1 business day

Required: IBAN number

Czech Koruna (CZK)

CERTIS

Timeline: <1 business day

Required: IBAN number

Danish Krone (DKK)

NemKonto / FI

Timeline: 1 business day

Required: IBAN number

Dominican Peso (DOP)

ACH

Timeline: 1–3 business days

Required: IBAN number

Egyptian Pound (EGP)

RTGS / IPN

Timeline: 1 business day

Required: IBAN number

Euro (EUR)

SEPA

Timeline: 1 business day

Required: IBAN number and BIC/SWIFT code

British Pound Sterling (GBP)

BACS / CHAPS / Faster Payments

Timeline: 1 business day

Required: Account number, Sort Code, IBAN number

Ghanaian Cedi (GHS)

GhIPSS

Timeline: <1 business day

Required: Account number

Hong Kong Dollar (HKD)

HKICL (CHATS / ECG)

Timeline: 1 business day

Required: Account number and 6-digit Clearing Code (bank code + branch code)

Indonesian Rupiah (IDR)

SKN / RTGS

Timeline: 1 business day

Required: Account number and Bank code

Israeli Shekel (ILS)

ZAHAV

Timeline: 1 business day

Required: IBAN number

Indian Rupee (INR)

NEFT / RTGS / IMPS

Timeline: <1 business day

Required: Account number and IFSC code

Japanese Yen (JPY)

Zengin

Timeline: <1 business day

Required: Account number and Bank code

Kenyan Shilling (KES)

KIBBS / PesaLink

Timeline: 1–3 business days

Required: Account number

Mexican Peso (MXN)

SPEI

Timeline: 1 business day

Required: CLABE number

Malaysian Ringgit (MYR)

IBG / RENTAS

Timeline: 1 business day

Required: Account number

Nigerian Naira (NGN)

BIBSS / NEFT

Timeline: <1 business day

Required: NUBAN number

Norwegian Krone (NOK)

NICS

Timeline: 1 business day

Required: IBAN number

Peruvian Sol (PEN)

CCE

Timeline: 1 business day

Required: Account number

Philippine Peso (PHP)

InstaPay / PESONet

Timeline: 1 business day

Required: Account number

Pakistani Rupee (PKR)

RAAST / IBFT

Timeline: <1 business day

Required: IBAN number

Polish Złoty (PLN)

Elixir / BlueCash

Timeline: 1 business day

Required: IBAN number

Romanian Leu (RON)

RTGS

Timeline: 1 business day

Required: IBAN number

Saudi Riyal (SAR)

Mada

Timeline: 1 business day

Required: Account number and IBAN number

Swedish Krona (SEK)

Bankgirot

Timeline: 1 business day

Required: IBAN number

Singapore Dollar (SGD)

FAST / MEPS

Timeline: <1 business day

Required: Account number and Bank code

Thai Baht (THB)

BAHTNET / PromptPay

Timeline: 1 business day

Required: Account number and Bank code

Turkish Lira (TRY)

FAST / EFT

Timeline: <1 business day

Required: Account number and IBAN number

Tanzanian Shilling (TZS)

RTGS

Timeline: 1–2 business days

Required: Account number

Vietnamese Dong (VND)

IBPS

Timeline: 1–3 business days

Required: Account number

South African Rand (ZAR)

RTGS / EFT

Timeline: 1 business day

Required: Account number

Tips for a Smooth Experience

• Ensure the account name exactly matches your verified identity.
• Double-check all codes and numbers - even small typos can cause delays.
• Processing times may vary due to weekends or public holidays.
• Some payment methods may have country-specific limits or requirements.