Mo makes moving money across borders effortless. Instantly convert Brazilian Real (BRL) into digital dollars (USDC) and back again using BRL Virtual Accounts - with fair FX rates, near-instant settlement, and the option to keep your money in USDC to earn yield.
Onramp: Turn BRL into USDC in Minutes (min 10 BRL)
Deposit Brazilian Real (BRL) via PIX. Your money converts directly into USDC with transparent rates and no hidden fees.
- PIX: Up to 30 minutes (24/7).
Offramp: Send USDC to BRL (min 10 BRL)
Cash out USDC via PIX in minutes. Funds arrive directly in your Brazil bank account - fast, fair, and hassle-free.
- PIX: Up to 30 minutes (24/7).
Keep It in Digital Dollars
Not ready to convert back to Brazilian Real (BRL)? Mo gives you the freedom to hold your remittance in USDC:
- Earn Yield: Yield opportunities for USDC, EURC (Digital Euro), cbBTC and ETH with Mo Earn.
- Trade: Trade between USDC, EURC, cbBTC and ETH (available on Web and Android app) with Mo Trade.
Why Use Mo for BRL?
- Both Directions: Deposit Brazilian Real (BRL) into Mo and withdraw back when you need.
- Fair & Transparent: Fair FX rates.
- Fast: PIX transfers complete in minutes, 24/7.
- Flexible: Choose between keeping digital dollars or cashing out.
FAQs about BRL with Mo
How do I send or receive Brazilian Real (BRL) with Mo? Deposit Brazilian Real through local payment methods into Mo, where it becomes USDC. You can then withdraw to a Brazil bank account, or send USDC to friends and family using their Mo Box handler via Mo. They can choose to cash out in their local currency or hold USDC.
Are there any hidden fees? No. Mo charges a clear, transparent fee with fair FX rates—and it’s always free to send USDC between Mo users. See Mo Pricing.
Can I keep my money in USDC instead of converting back? Yes. You can earn yield with Mo Earn or trade via Mo Trade.
How long does a transfer take? Most Brazilian Real (BRL) onramps and offramps settle in minutes (Up to 30 minutes, 24/7), and never more than 2 business days depending on local payment methods.
