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Earn Smarter with Mo: Introducing Mo Earn Plus

Mo Team
2 min read
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Earning yield shouldn’t require constant management. That’s why we built Mo Earn Plus, powered by Harvest Finance and IPOR Labs - giving you automated, optimized, and transparent returns on your dollar savings.

The Plus Vaults run on Harvest Finance’s Autopilot Vaults on Base, an Ethereum Layer 2 chain known for speed and low fees. These vaults automatically allocate your funds across top-performing DeFi protocols like Euler, Morpho, and Aave - seeking the best yields with minimal risk.

Behind the scenes, IPOR’s Fusion technology continuously rebalances based on market conditions, gas fees, and liquidity, ensuring stable and sustainable yields. You can deposit or withdraw anytime, with no lockups or hidden fees.

As of November 2025, three Plus Products are live on Base:

  • USDC Vault – 8.8% APY, diversified across 8+ sources for low-risk yield.
  • wETH Vault – 2.7% APY, ideal for ETH holders seeking auto-compounded returns.
  • cbBTC Vault – 0.5% APY, a conservative option for BTC yield exposure.

Getting started takes minutes. Open Mo, choose your asset, deposit, and let Mo Earn Plus do the rest. Yields compound automatically, and withdrawals are near-instant thanks to Base’s low-cost network.

With Mo Earn, you earn passively and intelligently - your money moves and grows as freely as you do.

More with Mo. Get Mo at get.mo.xyz

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