Money should be simple, fair, and borderless.
Yet today, sending money across countries is still slow, expensive, and full of hidden fees. Saving in local currencies often means watching your money lose value to inflation. And while crypto promised financial freedom, most wallets are too complex for everyday use.
That’s why we built Mo - the stablecoin superapp that makes money move as freely as information. Mo lets anyone send, earn, trade, and spend digital dollars effortlessly, powered by stablecoins and smart wallet technology.
Why Mo Exists
Banks and legacy fintech apps make global money movement harder than it should be. They charge high fees, take days to settle transfers, and keep your funds under their control.
Mo changes that - giving you instant, global access to your money with the simplicity and ease it should’ve always had.
What You Can Do with Mo
Send
Send money instantly - free, worldwide. Move funds between friends, family, or across borders using just a phone number. Enjoy free onramp and offramp options and your own Mo Box, your universal handle for money on the internet.
Earn
Grow your savings with 6%+ APY, and get access to limited 20%+ APY opportunities while supplies last. Transparent, on-chain yield - no lockups, no surprises. Because your savings should grow securely, in real time.
Trade
Swap between USDC, ETH, and cbBTC with transparent, on-chain pricing and low fees. Fast, simple trading - right in your wallet.
Spend (soon)
Use your digital dollars anywhere Visa is accepted. Enjoy no foreign transaction fees, no top-up fees, and earn cashback on every purchase. Spend globally, without borders.
How Mo Works
Mo is powered by seedless smart wallets - no seed phrases, no stress. Just sign in securely with your biometrics. Built on Base, Mo delivers fast and secure transactions. And with integrated fiat ramps, you can easily add or withdraw money via local payment methods.
In short: Mo gives you the freedom of crypto with the simplicity of your favorite finance app.
You Deserve Mo
Mo is launching globally with USDC on Base and support for nearly 50 fiat currencies. Be among the first to experience money without borders, fees, or friction.
More with Mo. Get Mo at get.mo.xyz