USD Virtual Account Capabilities

USD virtual accounts provide access to the US banking system via ACH and domestic Wire transfers.

Supported Transactions

Capabilities differ slightly depending on your legal residency:

For Non-US Residents

The following transaction types are permitted:

1. 1st-Party Payments: Sending USD from your own bank or fintech account.
2. Business Payments: Registered businesses sending USD from their corporate accounts.
3. Family Payments: Third-party payments from family members with the same surname.
4. Small P2P: Person-to-person payments less than $4,000.

For US Residents

The following transaction types are permitted:

1. 1st-Party Payments: Transfers from your own accounts.
2. Payroll: Direct deposits from employers.
3. Broad 3rd-Party Support: Most 3rd-party payments are supported in the majority of US states.

Rail Details

Important Notes

• Transactions are subject to Bank Holidays.
• Always ensure the sender name matches your verified identity or permitted 3rd-party criteria to avoid delays.